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Bonitätsprüfung und Scoring 2018-05-23T14:40:24+00:00

Data protection information on credit assessment and scoring

Description and scope of data processing

If we make advance payments, e.g. in the case of a purchase by direct debit, we may transfer your data to infoscore Consumer Data GmbH (ICD), Rheinstr. 99, 76532 Baden-Baden for the purpose of credit assessment.

Transmitted data:

prename
last name
street address
date of birth
The information obtained on the basis of mathematical-statistical procedures using address data (scoring) may be checked by an employee. Depending on the result, we reserve the right to propose a payment method other than that chosen by the customer.

Legal basis for data processing

The legal basis for the transfer and processing of personal data for credit assessment and scoring are Art. Art. 6 para. 1 lit. b (performance of the contract) and lit. f DSGVO (transfers on the basis of Art. 6 para. 1 lit. f may only take place if this is necessary to safeguard the legitimate interests of our company or third parties and does not outweigh the interests or fundamental rights and freedoms of the data subject, which require the protection of personal data.
In addition, the provisions of Art. 22 DSGVO “Automated decisions in individual cases including profiling” apply. Article 15(1)(h) of the DSGVO regulates their right to information in this regard. Art. 15 para. 3 DSGVO regulates the provision of data.

Purpose of data processing

Ensuring contractual payment, protection against non-payment and fraud. This is also our legitimate interest for this processing.

Duration of storage

The result of the credit check is stored in our ERP system for information.

Possibility of objection and elimination

You may request to be informed about the logic involved and the consequences of the processing to be expected for you.

information if the personal data was not collected from the data subject:

Detailed information on the ICD within the meaning of Art. 14 DSGVO, i.e. information on the business purpose, data storage purposes, data recipients, the right to information, the right to cancellation or correction etc. can be found at https://finance.arvato.com/icdinfoblatt.